My Payday Loan Broker does not lend money and is not a lender. The service we provide to our customers involves passing their applications for payday and short-term loans on to appropriate lenders or other brokers in our affiliate lending network, who then make approval decisions and offer loans to those customers. Nothing stated on the My Payday Loan Broker website should be construed as a lending offer. We are neither lenders nor agents or authorised representatives of any lender. We do not endorse, promote, or otherwise advertise any one lender in our network or any particular payday or short-term loan product.

Approval of payday and short loan applications is determined by individual lenders, as are the loan terms offered. Lenders may not be able to approve you for the amount you request. Only qualified UK residents may apply, some residents may not qualify. Some applications will not be approved, and completion of an application form in no way assures approval.

All times, amounts, rates, and other claims made on this website are for example and illustrative purposes only. Terms of each loan are unique and subject to the lender's discretion. My Payday Loan Broker is not informed about the specifics of loans arranged through our service and cannot help you with questions regarding your individual loan; you must contact your lender directly.

Those people with long-term debt or income problems should not consider a payday loan to be a viable solution. Payday loans are for responsible individuals who are experiencing a one-time-only financial setback, not long-term financial issues. All loan applications are subject to credit approval.

My Payday Loan Broker makes money through commissions on loans which are arranged through our services. These commissions are paid by our lending partners. Customers of My Payday Loan Broker are charged nothing for our services.

Please note that although most people receive their loan funds within 1 hour, individual banks may require funds to be held for up to 3 days while the funds clear. For questions about this clearing hold, contact your bank.