A lot of people find budgeting difficult. Keeping track of your spending can also get rather tiresome. Unless you’re incredibly passionate about spreadsheets, you probably don’t want to spend hours tracking your spending habits. So what methods can you use to make budgeting more exciting? We can’t pretend that there’s a magical way to make…
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If you’re saving without a specific purpose in mind, it can often be easy to withdraw money without worrying. Should you overspend on a shopping trip, you’ve still got the buffer of your savings, right? If this only happens occasionally, it’s not really an issue, but if it becomes a habit, you may find that…
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One of the most common reasons for budgeting is to pay off any outstanding debt. As interest is usually being applied to your credit commitments, it’s important to set up arrangements for them sooner rather than later. Otherwise you could end up owing much more in the long run. So what are your options when…
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While a budget isn’t a magical solution that will allow you to successfully manage your finances, it can mean more financial freedom, not to mention less stress. You simply need to consider whether you are spending within your means, and if not, what you can afford to spend each month. There are plenty of free…
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