You have probably heard that your credit score is important, and that you should keep track of it. But does your credit score really impact your daily life, and does it actually matter? The short answer is yes – your credit score can not only affect your chances of getting loans and credit cards, it…
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Unfortunately a bad credit score, even if this is due to circumstances outside of your control, can impact your ability to take out further credit. So if you’re facing an unexpected expense, and need to take out a loan, a poor credit rating can make this more difficult. There are a number of ways in…
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If you have a low credit score, you’ll probably know that this can make taking out credit more difficult. This can be true of anything from a mortgage to a payday loan. And as most information stays on your credit file for around six years, any defaults and late payments can impact your chances of…
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“If millennials would eat less avocados, they would be able to afford a mortgage”, a common joke with regards to this generation and purchasing property. Only 4% of all households led by a 25-34 year old own their home outright and 35% are in the process of buying with a mortgage or loan. However, research…
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With the high cost of living and other commitments, it is hard to save up for a deposit in this day and age. Nevertheless, if you follow our simple tips and tricks you will be able to turn your dream house into reality, with much more ease. Deposit The first major saving you’ll have to…
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Being mindful is beneficial in all aspects of our life and it shouldn’t be any different with our money. Mindfulness is about cultivating a practice of paying attention to your internal state in the moment, and noticing how that affects your decisions and behavior. We might not consider finance related to our spirituality, however in the world…
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Are There Different Types of Shopping or Spending Addictions? According to Shopaholics Anonymous, there are several different types of shopaholics, and they are as follows: Compulsive shopaholics who shop when they are feeling emotional distress Trophy shopaholics who are always shopping for the perfect item Shopaholics who want the image of being a big spender…
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